Legal
Last updated: April 11, 2026
Your privacy is important to us. This Privacy Policy explains how Credit Lift collects, uses, and protects your personal information when you use our services.
We collect personal information such as your name, mailing address, contact details, date of birth, and identification information (including the last four digits of your Social Security Number) that is necessary to provide our credit-building service, process credit card applications, and verify your identity.
Information you provide is used to operate the service, verify your identity, process credit card applications, report payment activity to credit bureaus, and improve your overall experience. We do not use your data for unrelated marketing purposes without your explicit consent.
We implement reasonable and industry-standard security measures to protect your personal information from unauthorized access, disclosure, or misuse. Sensitive data is encrypted in transit and at rest.
We do not sell, rent, or trade your personal information to third parties for their marketing purposes. Your data is yours, and we treat it with the respect it deserves.
We may share limited information with trusted third-party providers who assist us in operating our service — including payment processors, credit bureaus, and infrastructure providers. These partners are contractually obligated to handle your data securely and only for the purposes we specify.
When you submit a credit card application, we may perform a hard inquiry on your credit report through one or more of the major credit bureaus. This inquiry may temporarily affect your credit score. By submitting an application, you authorize us to obtain your credit report.
You have the right to request access to the personal information we hold about you, request corrections to inaccurate data, or request deletion of your data where applicable. To exercise these rights, contact us at [email protected].
Our website may use cookies and similar technologies to improve performance and user experience. You can control cookie settings through your browser preferences.
If you have questions about this Privacy Policy or how your data is handled, please reach out to us at [email protected].